We all have those days, we see something we really want, but just don’t have all the cash to get it today. That’s where Layby / Spread The Cost can help. Simply pay a deposit and we’ll secure your item and let you make payments suited to your budget to complete the purchase. As this service is not a loan there is no interest, the price you see is the price you'll pay.*
*Layby is only available for in-store purchases only.
![]()
We won’t charge you any interest while you make your payments.
![]()
There is no additional cost for spreading out the payments.
![]()
Anyone can layby as we don’t do credit checks.
We buy most items of value – find your nearest store.

Buyback avoids the need for a loan. Sell us your item with the option to buy it back later.

Simply bring an item of value to leave with us as collateral for a secured, short-term loan.